101 Tips For Traveling On A Budget

 
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Small toys                                                                    

pencils and pads of paper

Favorite animal or doll                                     

Pacifier

Compass                                                                     

Transparent tape

Insect repellent                                                

Baby shampoo and soap

Favorite books                                                            

 

A wise traveler once said: “Take half the clothes and twice the money!”

 

Try to resist the urge to pack everything “just in case” and all but the kitchen sink.

 

The secrets to selecting and packing well: pack light, adaptable and comfortable clothing, do not buy an all new wardrobe prior to traveling, comfortable shoes, cotton or wool socks as you will be doing a lot of walking, underwear, avoid expensive clothes that you are sorry for, washability, durability and color, mix-and-match, accessorize to bring variety, layer and adjust to the climate.

 

Other money considerations when traveling:

 

Foreign exchange - Changing money

Look for the best rate and be aware of banking hours

Familiarize yourself with how the process and exchange rate actually works

Clarify any fees associated with the transaction

Know the local currency and be able to tell them apart

Bring a small pocket calculator to assist you with quick conversions

Save all your receipts

 

Combine your monetary instruments and travel funds

Cash, credit cards and traveler’s checks, preferably carried on-person, in a money-belt

 

ATM systems

Available, accessible, convenient and expensive

Transaction fees for cash withdrawals

Set Dollar limit daily on what you can withdraw

Credit card withdrawals will require a PIN code – get this by calling the toll-free # or your local bank prior to your departure

Bring Visa and Master card – not all machines accept all cards

You will receive local currency, not dollars. You will be billed accordingly to the exchange rate on the day the charge clears at home, not the rate in effect on the day of the transaction

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